Diaspora Home Loan

Dedicated mortgage arm to ensure you get the best property investment opportunities back home for residential and commercial property purchase


  • Loan financing:
    • 90% for straight purchase with a repayment period of up to 20 years
    • 80% for commercial/income generation with a repayment of up to 20 years.
    • 70% for plot purchase with a repayment of up to 5 years
  • Link to legitimate sites advertised on the group website.
  • Access to a dedicated relationship manager to support sourcing and financing in country.
  • Access to all other KCB banking products (e.g. overdrafts, credit cards, current, savings and investment accounts)
  • Loan purpose will determine the requirements

Standard Requirements

  • Proof of income
  • Proof that you can meet the partial payment and other related costs e.g. Stamp duty, lawyers fee, valuation report etc.

Rates & Fees

  • Competitive interest rate of 17%
  • KCB charges: Appraisal Fee - 1% of loan amount and Ledger Fee payable per month.
  • Regulatory charges: Legal Fees; Valuation fees; Stamp duty (4% of cost of property or value on the open market); Stamp duty on charge (0.1% of loan amount) and Insurance premium- Financed by KCB

Sign up for our Newsletter

Stay informed with what we have been upto!


Personal Business About Us
Who We Are
Our Philosophy Our History Governance Our Standards Awards Investors Sustainability Ethics
News & Events
News Events Gallery Presentations & Webcasts
KCB Rally KCB Football Club
Working at KCB Employee Program Vacancies
Tenders Search
Contact Us
Internet Banking Simba Points Witty Banker