Dedicated mortgage arm to ensure you get the best property investment opportunities back home for residential and commercial property purchase

Benefits

• Loan financing:
  • 90% for straight purchase with a repayment period of up to 20 years
  • 80% for commercial/income generation with a repayment of up to 20 years.
  • 70% for plot purchase with a repayment of up to 5 years
• Link to legitimate sites advertised on the group website.
• Access to a dedicated relationship manager to support sourcing and financing in country.
• Access to all other KCB banking products (e.g. overdrafts, credit cards, current, savings and investment accounts)
• Loan purpose will determine the requirements

Standard Requirements

• Proof of income
• Proof that you can meet the partial payment and other related costs e.g. Stamp duty, lawyers fee, valuation report etc.

Rates & Fees

• Competitive interest rate of 17%
• KCB charges: Appraisal Fee - 1% of loan amount and Ledger Fee payable per month.
• Regulatory charges: Legal Fees; Valuation fees; Stamp duty (4% of cost of property or value on the open market); Stamp duty on charge (0.1% of loan amount) and Insurance premium- Financed by KCB