Check Off Unsecured

Opened to salaried individuals working with institutions that have reached a check off agreement with KCB.


  • Repayment of up to 36 months
  • No security required

Standard Requirements

  • Completed application form
  • Letter of undertaking by the employer on prescribed KCB form
  • Copy of appointment letter
  • Salary income should be channeled through KCB account consistently
  • Copy of most recent pay slip/bank statement
  • Foreigners must provide passport copies and valid visas

Rates & Fees

  • Loan minimum is from SSP 4,000-SSP 30,000
  • No security required

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