Unsecured Loan

A loan taken by an individual for which no deposit of security such as titles, log books or share certificates is required.


  • Repayment of up to 36 months.
  • Open to employed/self-employed individuals with a regular steady income.
  • No security deposit required.

Standard Requirements

  • Have an existing account with KCB for at least 3 months
  • Salary/personal income channeled through your KCB account
  • Copy of recent pay slip/ bank statements
  • Letter of introduction

Rates & Fees

  • Repayment period is a maximum of 48 months( 4 years)
  • Interest rate and other fees e.g. negotiation fees, annual renewal to be advised by the personal banker at your branch
  • Loans acquired can be from SSP 4.000- SSP 30.000

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