Mortgages

Buy Already Built Homes/ Home Loan

Tired of renting? We help you grow by financing 80% of your dream. Select a completed residential house that suits you fancy and we’ll take you through the journey of owning it.

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Ready Houses

Get access to a ready to move into house.

Access to other KCB products

Gain access to other banking products i.e. overdrafts, credit cards and banking accounts.

Flexible Repayment Period

Enjoy flexible repayment periods of up to 20 years.

Joint Repayment

Joint income from spouse, siblings and children will be considered in assessing repayment ability.

Buy Plot

With financing of up to 85% of the value of property and a comfortable repayment plan of up to 24 months, there’s no reason why you shouldn’t go ahead to owning your own piece of land. Piece of cake!

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85% Financing

Get financing of up to 85% of the value of the plot of land.

Flexible Repayment Period

Enjoy a flexible repayment period of up to 24 months.

Access to other KCB products

Gain access to other banking products i.e. overdrafts, credit cards and banking accounts.

Construction Loan/Commercial Loan

Start the journey to owning your home today. With this loan product, we will help you build or purchase your dream home, get into estate development, or build residential units or commercial blocks.

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Grace Repayment Period

A moratorium of a maximum of 6 months upon completion.

Access to other KCB Products

Gain access to other banking products i.e. overdrafts, credit cards and banking accounts.

Flexible Repayment Period

Enjoy long repayment periods of up to 20 years.

Friendly Interest Rates

Enjoy the best interest rates in the market.

Up to 80% Financing

Get funding of up to 80% of the total cost.

Buy Plot and Construct

Snag that piece of land with the end goal of finally building your dream house. With great terms and 80% financing, we’ll help you secure land in your ideal location and acquire what is required to kick start building process.

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Friendly Interest Rates

Enjoy friendly interest rates that help you pay back comfortably.

Up to 80% Financing

Get up to 80% financing of the value of property.

Flexible Repayment

Enjoy flexible repayment of up to 10 years.

Buy/Build Income Generating Housing Units

Buy/Build Income Generating Housing Units.

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Friendly Interest Rates

Enjoy friendly interest rates that help you pay back comfortably.

Flexible Repayment

Enjoy flexible repayment of up to 10 years.

Special Staff Scheme Loans

Exclusive to staff members of organizations with a partnership with KCB, this package will earn them great terms and discounts; low interest, 100% financing and extended repayment periods of up to 25 years. Get in on this great chance to own your home through purchase or construction.

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Up to 100% Financing

Loan financing of up to 100% of the value of property.

Flexible Terms

Flexible terms in appraisal i.e. up to 75% of net pay considered.

Flexible Repayment Plan

Enjoy a flexible repayment of up to 25 years.

Insurance Covers

Various insurance covers available i.e. mortgage, domestic package, house owners available.

Friendly Interest

Get a fixed and friendly interest from as low as 4%.

Allows Purchase or Construction

Loan is assessable for straight purchase, construction, plot purchase or plot purchase and construction.