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Start the journey to owning your home today. With this loan product, we will help you build or purchase your dream home, get into estate development, or build residential units or commercial blocks.

Benefits

Grace repayment period

A moratorium of a maximum of 6 months upon completion.

Flexible repayment period

Enjoy long repayment periods of up to 20 years.

Up to 80% financing

Get funding of up to 80% of the total cost.

Access to other KCB products

Gain access to other banking products i.e. overdrafts, credit cards and banking accounts.

Friendly interest rates

Enjoy the best interest rates in the market.

What We Need From You*

  • Feasibility study showing the viability of the project.
  • Comment on the availability of buyers or tenants for the units.
  • Architectural building plans and structural designs duly approved by the relevant authorities.
  • Bill of quantities and a contract agreement showing indicating the completion date.
  • Copy of the title/lease, croquio and a search certificate.
  • Applicant should demonstrate ability to contribute at least 40% of the project cost.

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Construction Loan/Commercial Loan

Start the journey to owning your home today. With this loan product, we will help you build or purchase your dream...

Learn about Construction Loan/Commercial Loan